Common Theme Essay Example | Topics and Well Written Essays - 1250 words

The Rocking Horse Winner free essay sample

â€Å"The Rocking Horse Winner† In the short story, â€Å"The Rocking-Horse Winner,† D. H. Lawrence depicts the fundamental character, Paul, as somebody who receives a strange social characteristic and takes it to a definitive extraordinary. He is the youthful child of a poor family in England whose individuals liken karma with cash and cash with adoration, thus Paul has a contorted view of what is required to be viewed as effective and furthermore how to discover love. Quite a bit of Paul’s recognition and resulting conduct can be credited to his mom, who is a self ingested high-roller. Her general chilliness and absence of premium grants in Paul a urgency to figure out how to furnish her with the cash she so clearly wants. He displays an incredible mount of karma in naming winning ponies, which he ascribes to his odd conduct. This unusual conduct so expends Paul that it prompts an amazing finish in a bombed endeavor to pick up his mother’s love. We will compose a custom article test on The Rocking Horse Winner or then again any comparable subject explicitly for you Don't WasteYour Time Recruit WRITER Just 13.90/page Paul’s assurance to win, his yearn for his mother’s love and the strange, recklessness conduct he displays are an immediate aftereffect of his mother’s absence of feeling. Paul’s honest assurance to satisfy his mom is the thing that drives him down the way to his definitive demolition. Paul’s mother first plants the seeds of this assurance through her endless references to cash, or deficiency in that department. Because of this rehashed abstain, Paul envisions the house echoes his mother’s words by murmuring: â€Å"There must be more cash! † (Lawrence, page#). His mom properties the family’s absence of cash to their inclination to be unfortunate †his dad is unfortunate at bringing in cash and she is unfortunate for wedding him †as opposed to remembering it is her own squanderer ways which have placed the family in their monetary emergency. Paul declares that he, nonetheless, is fortunate in light of the fact that God, addressing him through his shaking horse, has let him know so. He endeavors to demonstrate this to his mom yet feels he should keep his eccentric conduct of riding the shaking pony to decide horse race champs carefully private, dreading his mom will make him stop in the event that she learns he is betting. Just the boy’s uncle and the family plant specialist know that Paul is posting wagers on horse races and he urges their assistance in setting up a reserve for his mother’s removal. This, he feels, will without a doubt make her affection him. Rather, she addresses his inquiry regarding her birthday present of surprising cash with a â€Å"voice cold and hard and absent† (Lawrence, page#). The cash gets spent and Paul sees the products of his endeavors all through the house as new goods and extravagant things. Yet at the same time it isn't sufficient. After Paul encounters the adventure of winning a large number of pounds by utilizing the shaking horse as his guide, he at that point sets the unimaginable desire for himself of keeping that karma streaming. He can't quit betting, be that as it may, once began, and the idea of putting down winning wagers and proceeding to get more cash-flow turns into the expending factor in his life. His wellbeing starts to disintegrate and the voices in the house, instead of be conciliated by the unexpected accessibility of assets, increment in force, â€Å"like a melody of frogs on a spring evening† (Lawrence, page#). Paul’s assurance and nervousness at going out, and his shaking horse, direct his refusal to take the coastline occasion his mom has recommended. He selects, rather, to mount his shaking horse one final time and remain upon its back until he gets the name of the triumphant pony in the terrifically significant up and coming Derby race. It is evident that Paul isn't generally resolved to discover, or keep, his karma, or to get more cash-flow, however rather is resolved to accomplish something which will make his mom display love for him. Her mentality is with the end goal that she feels her youngsters â€Å"had been pushed onto her and she was unable to adore them† (Lawrence, page#). The presence of her youngsters has made such misgiving that she endeavors to compensate for this absence of adoration by being excessively delicate with them and at the same time her uneasiness simply increments. Alongside this tension in regards to her deadpan relationship with her youngsters is an extra concern †that of failing to have enough cash to pay for all the things she wishes to purchase. Since she harps so regularly on her absence of budgetary assets, Paul’s mother has saturated in the kid the tendency to liken cash with adoration. Thus, Paul envisions that if no one but he can give his mom more cash she will have the option to show the affection for him he so urgently pines for. With enough cash, Paul feels the house may at long last stop it’s murmuring, that the family’s leasers will be conciliated, and that his mom will at last be glad. This, he envisions, would be the ideal birthday present for his mom. Paul defines an objective for himself of gaining enough cash from betting to permit him to unequivocally purchase his mother’s love. Sadly, Paul’s inspiration gets slanted and in the end compels him to go past just creation cash for his mom; betting turns into an impulse, a fixation. His anomalous conduct turns out to be more than upsetting; in actuality it forms into a foolish vitality. It is not, at this point sufficient to give his mom a singular amount of 5,000 pounds for her birthday; he feels committed, rather, to give her all that he has earned. His first tendency, to make the remainder of his mother’s life effortless by giving enough cash that even she will be not able to spend it all in a short measure of time, before long starts to have extra, antagonistic impacts. Paul’s plan reverse discharges and â€Å"the voices in the house† unexpectedly go insane â€Å"like a tune of frogs on a spring evening† (Lawrence, page#). Paul’s karma is by all accounts running out and he goes into a free for all when he gets himself incapable to foresee the following race’s champ. The kid feels he should propel himself, and the shaking horse, increasingly hard, quicker and quicker, until the name of the triumphant pony is uncovered. In a craze now, Paul will not quit shaking the pony and he in the long run comes up with a triumphant pony, Malabar, yet it is his last chance to bet. Paul falls wiped out and gets oblivious. Before he kicks the bucket, he tells his mom, â€Å"Mother, did I ever let you know? I am fortunate! † (Lawrence, page#). Paul’s last expectation, at that point, is that his mom will have confidence in his karma and give him some warmth for demonstrating this. The mix of Paul’s extraordinary assurance, his long for his mother’s love and his resultant anomalous conduct are depicted through third individual account in D. H. Lawrence’s â€Å"The Rocking Horse Winner†. The story bears a scary delineation of the impact covetousness, alongside an absence of certified feeling, can have on a family. It additionally addresses the habitual conduct of addictive card sharks and how weakening an expulsion from the truth of life can be, as said by Paul’s uncle, â€Å"†¦poor fallen angel, he’s best gone out an actual existence where he rides his shaking pony to discover a winner† (Lawrence, page#). Be that as it may, these negative angles can be credited initially to the way wherein the mother brought up her kids †to venerate cash and to not anticipate love and love. In the event that Paul’s mother had not been so controlled by covetousness, the sad outcome of her son’s betting fixation and resulting passing may never have happened. At the point when insatiability for cash is utilized to supplant love, catastrophe is the final product.

How to Come up With Good Topics

How to Come up With Good Topics How to Come up With Good Topics How to Come up With Good Topics Sometimes the hardest part about writing an essay is coming up with a good topic to write about. When the instructor assigns you an essay but gives you a lot of leeway for the topic, it can be really hard to think of anything. Here are four good tips for coming up with an awesome essay topic. • Brainstorm first: This might sound like a lot of extra work, but brainstorming helps the decision. One way to do this is to make a mind map. In the middle, write the topic for the entire course. Then, write bubbles for every subcategory in that topic that you can think of. For every subcategory bubble, think of smaller categories that relate, until you have a web of topics that range from narrow to wide. Sometimes, after doing this, a student will realize they have written down something similar multiple times without being aware. If this happens, this is likely the topic you should stick to. • Be original: Don’t pick something that has already been used as an example or a case study in class. If your teacher gives you a list of themes, then choose from there, but make sure it doesn’t seem like you’re just taking their ideas from class and regurgitating them on paper. Your teacher also doesn’t want to read the same paper 20 times in a row. • Narrow it down by expanding further: The less generic your topic is, the better your paper will be. Try to find a deeper issue in the topic you want to do. For example, if you are in a human rights class and the subject you want to write about is gay marriage, don’t just write about why it should be legal. Write about the benefits of gay marriage on children in adopted families, why gay marriage is good for the economy, or connect it to another issue, such as transgender rights. • Do some research before you settle: Sometimes you’ll find that you want to completely change your topic once you start doing some research. Often, writers do not end up writing the same paper they began writing. This could be because you realize that there are more scholarly sources out there for another topic, or because you’ve simply lost interest in the original one. You could have also simply realized that your idea was wrong and found another angle to go from. Any of these reasons are valid and prove that doing some research right off the bat will help you. If you just can’t come up with anything, leave the thinking to us. At Homework Help USA we offer custom essay writing services that come complete with an original topic. Our expert writers are talented at seeking out the questions of the world and coming up with something to write about, all without you having to lift a finger. References: Baker, J. R. Brizee, A. (2013, October 7). Purdue OWL: Choosing a topic. Retrieved 30 August, 2015, from How to Come up With Good Topics How to Come up With Good Topics How to Come up With Good Topics Sometimes the hardest part about writing an essay is coming up with a good topic to write about. When the instructor assigns you an essay but gives you a lot of leeway for the topic, it can be really hard to think of anything. Here are four good tips for coming up with an awesome essay topic. • Brainstorm first: This might sound like a lot of extra work, but brainstorming helps the decision. One way to do this is to make a mind map. In the middle, write the topic for the entire course. Then, write bubbles for every subcategory in that topic that you can think of. For every subcategory bubble, think of smaller categories that relate, until you have a web of topics that range from narrow to wide. Sometimes, after doing this, a student will realize they have written down something similar multiple times without being aware. If this happens, this is likely the topic you should stick to. • Be original: Don’t pick something that has already been used as an example or a case study in class. If your teacher gives you a list of themes, then choose from there, but make sure it doesn’t seem like you’re just taking their ideas from class and regurgitating them on paper. Your teacher also doesn’t want to read the same paper 20 times in a row. • Narrow it down by expanding further: The less generic your topic is, the better your paper will be. Try to find a deeper issue in the topic you want to do. For example, if you are in a human rights class and the subject you want to write about is gay marriage, don’t just write about why it should be legal. Write about the benefits of gay marriage on children in adopted families, why gay marriage is good for the economy, or connect it to another issue, such as transgender rights. • Do some research before you settle: Sometimes you’ll find that you want to completely change your topic once you start doing some research. Often, writers do not end up writing the same paper they began writing. This could be because you realize that there are more scholarly sources out there for another topic, or because you’ve simply lost interest in the original one. You could have also simply realized that your idea was wrong and found another angle to go from. Any of these reasons are valid and prove that doing some research right off the bat will help you. If you just can’t come up with anything, leave the thinking to us. At Homework Help Canada we offer custom essay writing services that come complete with an original topic. Our expert writers are talented at seeking out the questions of the world and coming up with something to write about, all without you having to lift a finger. References: Baker, J. R. Brizee, A. (2013, October 7). Purdue OWL: Choosing a topic. Retrieved 30 August, 2015, from

Angkor Civilization Timeline and Khmer Empire Kings

The Khmer Empire (also called the Angkor Civilization) was a state level society which at its height controlled all of what today is Cambodia, and parts of Laos, Viet Nam and Thailand as well. The Khmer primary capital was at Angkor, which means Holy City in Sanskrit. Angkor city was (and is) a complex of residential areas, temples and water reservoirs located north of Tonle Sap (Great Lake) in northwest Cambodia. Chronology of Angkor Complex Hunter Gatherers ? to ca 3000-3600 BCEarly Farming 3000-3600 BC to 500 BC (Ban Non Wat, Ban Lum Khao)Iron Age 500 BC to AD 200-500Early Kingdoms AD 100-200 to AD 802 (Oc Eo, Funan State, Sambor Prei Kuk), Chenla stateClassic (or Angkorian period) AD 802-1327 (Angkor Wat, Angkor Borei, etc.)Post-Classic AD 1327-1863 (after establishment of Buddhism) The earliest settlement in the Angkor region was by complex hunter-gatherers, at least as early as 3600 BC. The earliest states in the region emerged during the first century AD, as identified through historic documentation of the Funan state. Written accounts suggest that state level activities such as taxation on luxuries, walled settlements, participation in extensive trading, and the presence of foreign dignitaries occurred at Funan by AD 250. It is likely that Funan was not the only operating polity in southeast Asia at the time, but it is currently the best documented. Read more about Funan State By ~500 AD, the region was occupied by several southeast Asian states, including Chenla, Dvarati, Champa, Keda, and Srivijaya. All these early states share the incorporation of legal, political and religious ideas from India, including the use of Sanskrit for the names of their rulers. Architecture and carvings of the period also reflect Indian styles, although scholars believe the formation of states began before close interaction with India. The classic period of Angkor is traditionally marked at AD 802, when Jayavarman II (born c~770, ruled 802-869) became ruler and subsequently united the previously independent and warring polities of the region. Read more about Angkor Civilization Khmer Empire Classic Period (AD 802-1327) The names of the rulers in the classic period, like those of the earlier states, are Sanskrit names. A focus on building temples in the greater Angkor region began in the 11th century AD, and they were built and decorated with Sanskrit texts which acted as both concrete evidence of royal legitimacy and as the archives for the ruling dynasty that built them. For example, the Mahuidharapura dynasty established itself by constructing a large tantric Buddhist-dominated temple complex at Phimai in Thailand between 1080 and 1107. Jayavarman Two of the most important rulers were both named Jayavarman - Jayavarman II and Jajavarman VII. The numbers after their names were assigned to them by modern scholars of the Angkor society, rather than by the rulers themselves. Jayavarman II (ruled 802-835) founded the Saiva dynasty in Angkor, and united the region through a series of conquest battles. He established relative calm in the region, and Saiavism remained the unifying power in Angkor for 250 years. Jayavarman VII (ruled 1182-1218) took power of the regime after a period of unrest, when Angkor was split into competing factions and suffered an incursion from Cham polity forces. He promulgated an ambitious building program, that doubled Angkors temple population within a generation. Jayavarman VII erected more sandstone buildings than all his predecessors combined, at the same time turning the royal sculpting workshops into a strategic asset. Among his temples are Angkor Thom, Prah Khan, Ta Prohm and Banteay Kdei. Jayavarman is also credited with bringing Buddhism to state prominence in Angkor: although the religion had appeared in the 7th century, it had been suppressed by earlier kings. Khmer Empire Classic Period King List Jayavarman II, ruled AD 802-869, capitals at Vyadharapura and Mount KulenJayavarman III, 869-877, HariharalayaIndravarman II, 877-889, Mount KulenYashovarman I, 889-900, AngkorHarshavarman I, 900-~923, AngkorIsanavarman II, ~923-928, AngkorJayavarman IV, 928-942, Angkor and Koh KerHarshavarman II, 942-944, Koh KerRajendravarman II, 944-968, Koh Ker and AngkorJayavarman V 968-1000, AngkorUdayadityavarman I, 1001-1002Suryavarman I, 1002-1049, AngkorUdayadityavarman II, 1050-1065, AngkorHarshavarman III, 1066-1080, AngkorJayavarman VI and Dharanindravarman I, 1080-?, AngkorSuryavarman II, 1113-1150, AngkorDharanindravarman I, 1150-1160, AngkorYasovarman II, 1160-~1166, AngkorJayavarman VII, 1182-1218, AngkorIndravarman II, 1218-1243, AngkorJayavarman VIII, 1270-1295, AngkorIndravarman III, 1295-1308, AngkorJayavarma Paramesvara 1327-Ang Jaya I or Trosak Phaem, ? Sources This timeline is a part of the About.com guide to Angkor Civilization, and the Dictionary of Archaeology. Chhay C. 2009. The Cambodian Royal Chronicle: A History at a Glance. New York: Vantage Press. Higham C. 2008. In: Pearsall DM, editor. Encyclopedia of Archaeology. New York: Academic Press. p 796-808. Sharrock PD. 2009. Garu a, Vajrapa i and religious change in Jayavarman VIIs Angkor. Journal of Southeast Asian Studies 40(01):111-151. Wolters OW. 1973. Jayavarman IIs military power: The Territorial foundation of the Angkor empire. The Journal of the Royal Asiatic Society of Great Britain and Ireland 1:21-30.

Advantages And Disadvantages Of Traditional Economy

The economic system, traditional economy, which is the first and the oldest system appears from the ancient age of human beings. The main production is hunting, gathering, fishing, and agriculture. Its characteristics consist of making economic decisions by the guides from experiences of the elders, producing goods for what people need, and the most unique thing is that this system has no currency (Kimberly Amadeo, 2017). So how do merchandises or customers buy something such as bread or meat? The way to get the goods is that people exchange what they have, which called barter. In fact, traditional economy has some disadvantages and there are only a few countries and indigenous tribes applying this system in the world at the present. They†¦show more content†¦The last disadvantage is that people only produce for what they basically need. Their daily products depend on fishing, hunting, and agriculture; but once the winter comes, there is no way to grow foods, or the animals immigrate every year that makes hunting and fishing impossible. The problem is that they produce limitedly, which means no leftovers. It is due to the fact that people reserve foods for winters; however, they cannot create wealth and their life standard just stays in a low range because there are only a few leftovers. Benefits of Traditional Economy Once again, people only produce goods and services which are essential for survival. This is also an advantage which resources are not wasted while producing goods and services. For example, there are 100 villagers and each of them needs 2kg of fish. Then the fishers must catch at least 200kg of fish. If they cannot consume more than 200kg, then those reserve fishes will be spoiled. Also, people in traditional economy know exactly what their roles or jobs are, which causing no unemployment because they will do a particular job based on their abilities and skills. Additionally, they can trade their products when doing their job to get other products. But if they are unsatisfied of their job, they can find another one instead of protesting. This because they know theShow MoreRelatedMarket Economy988 Words   |  4 PagesPrinciples Practices, one of the disadvantages is â€Å"that it does not provide for the basic needs of everyone in the society.† That is true, but with the assistance from some government services such as Social Security and Medicare, the people will be helped and still remain free to purchase and buy what they want. Another disadvantage that is stated is the possibility of economic failure. The economic could fail if there is not enough competition. In a mixed market economy, the government helps preventRead MoreHistory Of New Zealand Of ficial Career Education Policy1261 Words   |  6 PagesCallanan, and Godschalk (2000), career has a connection with a person’s work experience during a progress of their life (as cited in Porter, 2005). Apart from career itself, we are also aware of both career concepts which is called a traditional and contemporary career. Traditional career is seen as a predictable and secure career, where its hierarchy in the organisation structure was rigid and runs on the stable environment while contemporary career likely tends to be more unpredictable, dynamic and vulnerableRead MoreThe Four Main Economic Systems and Their Application in South Africa1426 Words   |  6 Pagesfour main economic systems are: Traditional, Command, Market and Mixed South Africa has come a long way since the days of apartheid, from being a country living within sanctions to evolving to a mixed economy. 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Unfortunately, what was intended to be the mainRead MoreHow Electric Vehicles Can Reduce Greenhouse Gas Emissions900 Words   |  4 Pagesand are considered as a revolutionary innovation designed to protect the earth from the damaging effects of global warming, as they work on the electricity supplying the integrated rechargeable battery that can be easily recharged. Compared to traditional means of transport, electric vehicles seem to be more viable and environmentally friendly because they do not need oil or other fossil fuels as an energy source but the high cost of such a car and other important issues of exploitation discussed

Merger of Bank of Rajasthan with Icici Bank Free Essays

string(50) " continued to expand our branch network in India\." MERGER OF THE BANK OF RAJASTHAN LIMITED WITH ICICI BANK The Bank of Rajasthan Limited (Bank of Rajasthan), a banking company incorporated within the meaning of Companies Act, 1956 and licensed by Reserve Bank of India (RBI) under the Banking Regulation Act, 1949 was amalgamated with ICICI Bank Limited (ICICI Bank/the Bank) with effect from close of business on August 12, 2010 in terms of the Scheme of Amalgamation (the Scheme) approved by RBI vide its order DBOD No. PSBD 2599/16. 01. We will write a custom essay sample on Merger of Bank of Rajasthan with Icici Bank or any similar topic only for you Order Now 056/2010-11 dated August 12, 2010 under sub section (4) of section 44A of the Banking Regulation Act, 1949. The consideration for the amalgamation was 25 equity shares of ICICI Bank of the face value of Rs. 10 each fully paid-up for every 118 equity shares of Rs. 10 each of Bank of Rajasthan. Accordingly, ICICI Bank allotted 31,323,951 equity shares to the shareholders of Bank of Rajasthan on August 26, 2010 and 2,860,170 equity shares, which were earlier kept in abeyance pending civil appeal, on November 25, 2010. During the year, we acquired The Bank of Rajasthan which substantially enhanced our branch network and strengthened our presence in northern and western India. The merger of Bank of Rajasthan added over 450 branches to our network. Including these, our branch network has increased from 1,707 branches at March 31, 2010 to 2,529 branches at March 31, 2011. We also increased our ATM network from 5,219 ATMs at March 31, 2010 to 6,055 ATMs at March 31, 2011. During the year, the integration of Bank of Rajasthan into the Bank was a major exercise which was successfully completed. The integration process focused both on business as well as cultural integration. The people and cultural integration was achieved through well-planned communication of the Bank’s values and culture. The Bank reached out to all employees of Bank of Rajasthan and addressed their expectations and concerns. This was achieved through communication from the top management of the Bank, open house sessions jointly conducted by senior managers from Bank of Rajasthan and ICICI Bank and one-on-one sessions wherever required. Further, to align the skill sets of Bank of Rajasthan employees, special training programs were designed and conducted by the Bank. Pursuant to the merger of the Bank of Rajasthan, we also enabled seamless transactions for the customers of Bank of Rajasthan in a short timeframe and combined the ATM and branch networks and technology infrastructure. To enable better customer service, our branch staff has been equipped with a comprehensive and single view of customer relationships. We have also enhanced our Interactive Voice Response system at our call centres to support regional Indian languages. Amalgamation of The Bank of Rajasthan On May 23, 2010, the Board of Directors of ICICI Bank and the Board of Directors of The Bank of Rajasthan Limited (Bank of Rajasthan), an old private sector bank, at their respective meetings approved an all-stock amalgamation of Bank of Rajasthan with ICICI Bank at a share exchange ratio of 25 shares of ICICI Bank for 118 shares of Bank of Rajasthan. The shareholders of ICICI Bank and Bank of Rajasthan approved the scheme of amalgamation at their respective extra-ordinary general meetings. RBI approved the scheme of amalgamation with effect from close of business on August 12, 2010. We have issued 31. 3 million shares in August 2010 and 2. 9 million shares in November 2010 to shareholders of Bank of Rajasthan. The total assets of Bank of Rajasthan represented 4. 0% of total assets of ICICI Bank at August 12, 2010. At August 12, 2010, Bank of Rajasthan had total assets of Rs. 155. 96 billion, deposits of Rs. 134. 83 billion, loans of Rs. 65. 28 billion and investments of Rs. 70. 96 billion. It incurred a loss of Rs. 1. 02 billion in fiscal 2010. The results for fiscal 2011 include results of Bank of Rajasthan for the period from August 13, 2010 to March 31, 2011. The assets and liabilities of Bank of Rajasthan have been accounted at the values at which they were appearing in the books of Bank of Rajasthan at August 12, 2010 and provisions were made for the difference between the book values appearing in the books of Bank of Rajasthan and the fair value as determined by ICICI Bank. The amalgamation was part of our strategy to expand our branch network with a view to growing our deposit base. We believe that the combination of Bank of Rajasthan’s branch franchise with our strong capital base would enhance the ability of the combined entity to capitalise on the growth opportunities in the Indian economy. Total assets increased by 11. 8% from Rs. 3,634. 00 billion at March 31, 2010 to Rs. 4,062. 34 billion at March 31, 2011. Total deposits increased by 11. 7% from Rs. 2,020. 17 billion at March 31, 2010 to Rs. 2,256. 02 billion at March 31, 2011. Current and savings account (CASA) deposits increased by 20. 7% from Rs. 842. 6 billion at March 31, 2010 to Rs. 1,016. 47 billion at March 31, 2011 while term deposits increased marginally from Rs. 1,178. 01 billion at March 31, 2010 to Rs. 1,239. 55 billion at March 31, 2011. The ratio of CASA deposits to total deposits increased from 41. 7% at March 31, 2010 to 45. 1% at March 31, 2011. Total advances increased by 19. 4% from Rs. 1,812. 06 billion at March 31, 2010 to Rs. 2,163. 66 billion at March 31, 2011 primarily due to an increase in domestic corporate loans, overseas corporate loans and loans taken over from Bank of Rajasthan. Net non- performing assets decreased by 37. 0% from Rs. 39. 01 billion at March 31, 2010 to Rs. 24. 58 billion at March 31, 2011 and the net non-performing asset ratio decreased from 1. 9% at March 31, 2010 to 0. 9% at March 31, 2011. We continued to expand our branch network in India. You read "Merger of Bank of Rajasthan with Icici Bank" in category "Essay examples" Our branch network in India increased from 1,707 branches and extension counters at March 31, 2010 to 2,529 branches and extension counters at March 31, 2011. We also increased our ATM network from 5,219 ATMs at March 31, 2010 to 6,104 ATMs at March 31, 2011. These include branches and ATMs of Bank of Rajasthan. The total capital adequacy ratio of ICICI Bank on a standalone basis at March 31, 2011 in accordance with the RBI guidelines on Basel II was 19. 5% with a tier I capital adequacy ratio of 13. 2% compared to a total capital adequacy of 19. 4% and tier I capital adequacy of 14. 0% at March 31, 2010 Average advances increased marginally from Rs. 1,915. 39 billion in fiscal 2010 to Rs. 1,926. 52 billion in fiscal 2011 which includes advances taken over from Bank of Rajasthan. Retail advances increased by 5. % from Rs. 790. 62 billion at March 31, 2010 to Rs. 836. 75 billion at March 31, 2011. In US dollar terms, the net advances of overseas branches increased by 22. 8% from US$ 10. 1 billion at March 31, 2010 to US$ 12. 4 billion at March 31, 2011. In rupee terms, the net advances of overseas branches increased by 22. 1% from Rs. 451. 37 billion at March 31, 2010 to Rs. 550. 97 billion at March 31, 2011. Payments to and provisions for employees Employee expenses increased by 46. 3% from Rs. 19. 26 billion in fiscal 2010 to Rs. 28. 17 billion in fiscal 2011. Employee expenses increased primarily due to addition of employees of Bank of Rajasthan, annual increase in salaries and provision for payment of performance bonus and performance- linked retention pay during the period and increase in the employee base, including sales executives, employees on fixed term contracts and interns, from 41,068 employees at March 31, 2010 to 56,969 employees at March 31, 2011 (including employees of Bank of Rajasthan). Tax expense The income tax expense (including wealth tax) increased by 22. 0% from Rs. 13. 20 billion in fiscal 2010 to Rs. 16. 10 billion in fiscal 2011. The effective tax rate of 23. 8% in fiscal 2011 was lower compared to the effective tax rate of 24. 7% in fiscal 2010 primarily due to change in mix of taxable profits with a higher component of exempt income in the current fiscal year and tax benefits from the amalgamation of Bank of Rajasthan. The total assets increased by 11. 8% from Rs. 3,634. 00 billion at March 31, 2010 to Rs. 4,062. 34 billion at March 31, 2011 (including Rs. 155. 96 billion of Bank of Rajasthan at August 12, 2010), primarily due to increase in investments and advances. Investments increased by 11. 4% from Rs. 1,208. 3 billion at March 31, 2010 to Rs. 1,346. 86 billion at March 31, 2011. The net advances increased by 19. 4% from Rs. 1,812. 06 billion at March 31, 2010 to Rs. 2,163. 66 billion at March 31, 2011. Investments Total investments increased by 11. 4% from Rs. 1,208. 93 billion at March 31, 2010 to Rs. 1,346. 86 billion at March 31, 2011 (including Rs. 70. 96 billion of Bank of Rajasthan at August 12, 2010), primarily due to an increase in investment in corporate bonds and debentures by Rs. 125. 1 1 billion, RIDF and other related investments in lieu of shortfall in directed lending requirements by Rs. 49. 0 billion (including Rs. 21. 34 billion of Bank of Rajasthan at August 12, 2010) and investments in commercial paper and certificate of deposits by Rs. 31. 21 billion. The investment in pass- through certificates decreased by Rs. 15. 93 billion at March 31, 2011 compared to March 31, 2010. At March 31, 2011, we had an outstanding net investment of Rs. 28. 31 billion in security receipts issued by asset reconstruction companies in relation to sale of non-performing assets compared to Rs. 33. 94 billion at March 31, 2010. At March 31, 2011, we had a gross portfolio of funded credit derivatives of Rs. 0. 60 billion and non-funded credit derivatives of Rs. 28. 17 billion, which includes Rs. 0. 22 billion as protection bought by us. Advances Net advances increased by 19. 4% from Rs . 1,812. 06 billion at March 31, 2010 to Rs. 2,163. 66 billion at March 31, 2011 primarily due to increase in domestic corporate loans, overseas corporate loans and loans taken over from Bank of Rajasthan amounting to Rs. 65. 28 billion at August 12, 2010. Net retail advances increased by 5. 8% from Rs. 790. 62 billion at March 31, 2010 to Rs. 836. 75 billion at March 31, 2011. In rupee terms, net advances of overseas branches (including offshore banking unit) increased by 22. 1% from Rs. 451. 37 billion at March 31, 2010 to Rs. 550. 97 billion at March 31, 2011. Fixed and other assets Fixed assets increased by 47. 7% from Rs. 32. 13 billion at March 31, 2010 to Rs. 47. 44 billion at March 31, 2011 (including Rs. 5. 15 billion of Bank of Rajasthan at August 12, 2010) primarily due to part capitalisation of the Bank’s new building in Hyderabad and increase in the branch network and other offices. Other assets decreased by 14. 9% from Rs. 192. 15 billion at March 31, 2010 to Rs. 163. 8 billion at March 31, 2011. Total liabilities (including capital and reserves) increased by 11. 8% from Rs. 3,634. 00 billion at March 31, 2010 to Rs. 4,062. 34 billion at March 31, 2011 (including Rs. 155. 96 billion of Bank of Rajasthan at August 12, 2010), primarily due to an increase in deposits and borrowings. Deposits increased from Rs. 2,020. 17 billion at March 31 , 2010 to Rs. 2,256. 02 billion at March 31, 2011. Deposits Deposits increased by 11. 7% from Rs. 2,020. 17 billion at March 31, 2010 to Rs. 2,256. 02 billion at March 31, 2011 (including Rs. 134. 83 billion of Bank of Rajasthan at August 12, 2010). Term deposits increased from Rs. 1,178. 01 billion at March 31, 2010 to Rs. 1,239. 55 billion at March 31, 2011 (including Rs. 88. 02 billion of Bank of Rajasthan at August 12, 2010), while savings deposits increased from Rs. 532. 18 billion at March 31, 2010 to Rs. 668. 69 billion at March 31, 2011 (including Rs. 34. 48 billion of Bank of Rajasthan at August 12, 2010) and current deposits increased from Rs. 309. 98 billion at March 31, 2010 to Rs. 347. 78 billion at March 31, 2011 (including Rs. 12. 32 billion of Bank of Rajasthan at August 12, 2010). Total deposits at March 31, 2011 formed 67. % of the funding (i. e. deposits and borrowings, other than preference share capital). During fiscal 2010 and fiscal 2011, we focussed on our strategy of increasing the share of current and savings account deposits in total deposits and re-balancing our funding mix. The current and savings account deposits increased from Rs. 842. 16 billion at March 31, 2010 to Rs. 1,016. 47 billion at March 31, 2011 (including Rs. 46. 80 billion of Bank of Rajasthan at August 12, 2010) and the ratio of current and savings account deposits to total deposits increased from 41. 7% at March 31, 2010 to 45. % at March 31, 2011. Total liabilities (including capital and reserves) increased by 11. 8% from Rs. 3,634. 00 billion at March 31, 2010 to Rs. 4,062. 34 billion at March 31, 2011 (including Rs. 155. 96 billion of Bank of Rajasthan at August 12, 2010), primarily due to an increase in deposits and borrowings. Deposits increased from Rs. 2,020. 17 billion at March 31, 2010 to Rs. 2,256. 02 billion at March 31, 2011. Deposits Deposits increased by 11. 7% from Rs. 2,020. 17 billion at March 31, 2010 to Rs. 2,256. 02 billion at March 31, 2011 (including Rs. 134. 83 billion of Bank of Rajasthan at August 12, 2010). Term deposits increased from Rs. 1,178. 01 billion at March 31, 2010 to Rs. 1,239. 55 billion at March 31, 2011 (including Rs. 88. 02 billion of Bank of Rajasthan at August 12, 2010), while savings deposits increased from Rs. 532. 18 billion at March 31, 2010 to Rs. 668. 69 billion at March 31, 2011 (including Rs. 34. 48 billion of Bank of Rajasthan at August 12, 2010) and current deposits increased from Rs. 309. 98 billion at March 31, 2010 to Rs. 347. 78 billion at March 31, 2011 (including Rs. 12. 32 billion of Bank of Rajasthan at August 12, 2010). Total deposits at March 31, 2011 formed 67. % of the funding (i. e. deposits and borrowings, other than preference share capital). During fiscal 2010 and fiscal 2011, we focussed on our strategy of increasing the share of current and savings account deposits in total deposits and re-balancing our funding mix. The current and savings account deposits increased from Rs. 842. 16 billion at March 31, 2010 to Rs. 1,016. 47 billion at March 31, 2011 (including Rs. 46. 80 billion of Bank of Rajasthan at August 12, 2010) and the ratio of current and savings account deposits to total deposits increased from 41. 7% at March 31, 2010 to 45. 1% at March 31, 2011. Equity share capital and reserves Equity share capital and reserves increased from Rs. 516. 18 billion at March 31, 2010 to Rs. 550. 91 billion at March 31, 2011 (including statutory reserve of Rs. 2. 00 billion taken over from Bank of Rajasthan at August 12, 2010) primarily due to allotment of shares to the shareholders of Bank of Rajasthan and annual accretion to reserves out of profit. Excess of paid-up value of equity shares issued over the fair value of the net assets acquired in the amalgamation and amalgamation expenses, amounting to Rs. 2. 10 billion have been adjusted against the securities premium account. How to cite Merger of Bank of Rajasthan with Icici Bank, Essay examples

The Handsomest Drowned Man in the World free essay sample

The Handsomest Drowned Man in the World by Gabriel Garcia Marquez opens with a group of children playing on the beach of a small fishing village. In the waves, a shadowy, mysterious bulge approaches on the shore. It turns out to be a drowned man, covered in seaweed, stones, and dead Sea creatures. The men head to neighboring villages to see if the dead man belongs to one of them. Then, the women clean off the body and prepare him for his funeral. PART II – Thesis About a Thematic Idea or Subject From the Text The short story explores the ways in which human beings overcome personal isolation through their unified community. In this story, common beliefs in the peculiar bring together the members of a small fishing village. The men, women, and children of this community are strengthened by their common desire for self-improvement. Together, they imagine a better future for themselves, a future in which they are as extraordinary as the myths in which they all believe. We will write a custom essay sample on The Handsomest Drowned Man in the World or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page The women stayed behind to care for the drowned man â€Å" (Marquez 127). â€Å"’They thought that if that magnificent man had lived in the village†¦Ã¢â‚¬â„¢he could have drawn fish out of the sea simply by calling their names’†(Marquez 128). â€Å"’They secretly compared him to their own men†¦Ã¢â‚¬â„¢they ended up dismissing them deep in their hearts as the weakest, meanest, and most useless creatures on earth’†(Marquez 128).